Terms of Service

1. Introduction

Welcome to Yield Nova. These Terms of Service ("Terms") govern your access to and use of our multi-chain lending platform ("Platform"). By accessing or using the Platform, you agree to comply with and be bound by these Terms.

Yield Nova is a fully decentralized service built entirely on smart contracts, with no central administrator.

2. Eligibility

You must be at least 18 years old and have the legal authority to enter into these Terms. By using the Platform, you represent and warrant that you meet these eligibility requirements.

3. Services Provided

Yield Nova is a decentralized finance (DeFi) protocol deployed across multiple blockchain networks, including Ethereum, Binance Smart Chain (BSC), and Solana. Users can lend and borrow supported crypto assets through smart contracts.

4. User Responsibilities

Account Security

You are solely responsible for managing your wallet credentials and private keys.

• Compliance: You agree to use the Platform in accordance with all applicable laws and regulations.

• Prohibited Activities: Any activity that disrupts the Platform or violates laws is strictly prohibited.

5. Fees and Charges

Yield Nova may apply protocol fees to certain transactions or services. All fees are transparently defined within the smart contracts and visible prior to execution.

6. Risk Disclosure

Lending and borrowing crypto assets involve risks such as market volatility, network congestion, and potential smart contract vulnerabilities.

As a decentralized protocol, Yield Nova operates without centralized control, meaning unforeseen events may limit access to your assets. Please use the Platform with a full understanding of these risks and at your own discretion.

7. Limitation of Liability

To the fullest extent permitted by law, Yield Nova shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue.